HOME PURCHASE
Whether you’re getting to buy your first home, moving to a bigger house, buying vacation home or buying an investment property we will make your home buying dream a reality. We are here to make it easier for you! We will listen to your unique situation and guide you in the direction of the best home financing decision!
HOME REFINANCING
Figuring out if refinancing makes sense can be very confusing and frustrating. Will you save money by refinancing? If so, how long will it take to break even? What type of loan you should choose? These are not the types of questions that can be answered by online financial calculators. There are many factors that need to be considered. We can help you make the correct decision by analyzing your situation based on your individual needs and goals.
GET PRE-APPROVED
By getting pre-approved before you make an offer you can be certain of exactly how much you can qualify. With a formal pre-approval certificate in hand you can negotiate like a cash buyer and Save thousands of dollars.
With a variety of loan programs and an established network of wholesale lenders behind us,
we will find the loan that best suits your needs, at a very competitive rate.
How We Work
At Charter Pacific Lending Corp we like to do things a little differently than other mortgage providers. Our team works with you as financial advisors, because we have come to realize that a mortgage is a very powerful financial tool. And just like any other financial tool, it should be managed as part of your overall financial management plan to reach your long and short-term financial goals much faster. So we feel it is our responsibility to help you build a Strategic plan that will allow accelerate your financial growth.
We do this through a process we have developed over time called our Strategic Financial Management Program.You see, the reality is that the decisions you make in this process will have a significant impact on your ability to reach your financial goals, both now and well into the future. So the first step in our Strategic Financial Management Program is the strategy session appointment, where we will show you how a number of powerful financial concepts should affect your mortgage decision. And then we will show you a few different options in writing and help you set up your plan.
OUR LOCATION
9891 Irvine Center Drive
Suite 190
Irvine, California 92618
Telephone - 800-322-1217
Email - information@chartpac.com